Debt Counselling
Personal guidance, every step of the way
Beyond the legal process, our counsellors provide ongoing, one-on-one support to help you understand your finances and stay on track.
More than a repayment plan
Debt counselling at Debt Structure goes beyond negotiating with creditors. Every client is paired with a dedicated counsellor who explains the process clearly, answers questions honestly, and checks in regularly to make sure the plan is still working for your circumstances.
What's included
- A confidential, judgement-free financial assessment
- Clear explanation of your rights and obligations under the National Credit Act
- Ongoing check-ins as your circumstances change
- Guidance on rebuilding your credit profile once you're clear of debt
Who We Help
Support for every situation
Whether you're managing a handful of accounts or facing serious financial pressure, our counsellors tailor their approach to you.
- Salaried employees with multiple debt accounts
- Self-employed individuals with variable income
- Consumers facing legal action from creditors
- Anyone unsure where to start with their finances
"Our counsellor took the time to explain everything in plain language. For the first time in years, we understood exactly where our money was going."
TP
Thabo P.
Bloemfontein